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National Association of Affordable Housing Lenders
Celebrating 30 years of Successful Community Investment

"CRA Mortgages Have Lower Delinquency Rates Than Subprime Loans"

Analysis by UNC's Center for Community Capital shows CRA loans have performed significantly better than subprime loans. 
 
Also see attached similar analysis by NeighborWorks America, specifically the importance of homeownership counseling.

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